Your mortgage questions, answered
Discover key insights into mortgages and protection, and deepen your understanding of home ownership. Still have questions? Contact us today — we're here to help!
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
HOME IMPROVEMENTS
DEBT CONSOLIDATION
RAISING FUNDS
TRANSFER OF EQUITY
Frequently Asked Questions
What is a mortgage broker?
A Mortgage Broker is a qualified professional who helps you find and secure the right mortgage for your needs.
What Can Speed Up or Slow Down Your Mortgage Process?
Your mortgage process may move faster if your documents are ready, your credit history is clear, and you use a mortgage broker. It may take longer if you’re self-employed, the property has valuation or legal issues, or lenders and solicitors are experiencing high demand.
Which documents are required for a mortgage application?
You’ll usually need to provide proof of identity and address, evidence of income (such as payslips, tax returns, or business accounts), recent bank statements, and details of any existing credit commitments. Additional documents may be required on a case-by-case basis.
Is it possible to get a mortgage with poor credit history?
With Favourite Mortgages, it’s possible to get a mortgage even if your credit history isn’t perfect. We work with specialist lenders who consider applications from clients with past credit challenges. Whether you’ve experienced missed or late payments, a CCJ, a default, or another issue, we’ll review your full financial picture and help you find the most suitable lender.
Still Have Questions?
Our team is here to help . We’re here to help every step of the way. Reach out to us for friendly, personalized support with your mortgage journey.